Florida ‘Hurricane Tax’ Being Retired

The Florida Cabinet voted this week to end the assessment, a 1.3 percent surcharge on policyholders, that was initiated in 2008 and had been expected to continue until 2016. State law requires an assessment whenever the Florida Hurricane Catastrophe Fund (FHCF) does not have enough cash to pay insurers for the losses they incur. The surcharge, called the “hurricane tax” by some, is used to fund revenue bonds to pay […]

Save Money and Gas With Proper Vehicle Maintenance

As the price of gasoline continues to soar at the pumps many are looking for places to cut  expenses. One of the most common places consumers often choose to cut those expenses is by ignoring regular maintenance on their vehicles . While hoping for better economic days or windfalls to cover the gap between earnings and expenses is understandable it’s also a dangerous choice to make.

Can you Afford to Rebulid After a Hurricane?

Every year, hurricanes cause millions of dollars worth of damage to Florida homes and businesses. Hurricane insurance can be complicated, and laws about it have changed several times during the past few years. The important question to ask yourself is, “if a hurricane wallops my area, can I afford to rebuild my home?” For most of us, that answer is “no,” so we need to be sure our hurricane insurance […]

What is Flood Insurance and Do I Need It?

Many Florida homeowners are confused about flood insurance, and for good reason. In insurance terms, “A flood is an excess of water (or mud) on land that is normally dry” according to the National Association of Insurance Commissioners: The NFIP (National Flood Insurance Program) is even more specific. “A flood is a general and temporary condition of partial or complete inundation of two or more acres or normally dry land […]

Ten Important Questions to Ask Your Florida Insurance Agent

At Insurance Land we create relationships with our clients. That’s one of many benefits to having a local insurance agent.  Not only do we sell Florida Home Owners insurance, car insurance, boat, business and health insurance, but we are also residents, home owners, and business owners in Central Florida. We understand the importance of being prepared for the unexpected. We understand how important it is to protect your family and […]