Safety Tips To Avoid Insurance Claims

Every claim you make to your auto insurance or Florida homeowners insurance is a potential increase in your premium. Car insurance in Florida quickly increases in cost even for minor claims. Practice these easy and convenient habits to reduce the risk of a possible catastrophe. Road Safety 80 percent of vehicular accidents and even close calls are the direct result of a driver being distracted. Cell phones, in particular, are […]

Avoiding Auto Accidents During the Holidays

Common Causes of Holiday Accidents and How to Avoid Them The upcoming holiday season is the busiest time of year for travelers, particularly drivers who will be flooding our roads and highways in record numbers this year. Unfortunately, heavy traffic flow and  large numbers of families traveling vast distances also mean an increased risk of car accidents and mishaps across the country. Even a minor accident can seriously hinder your […]

Get Ideal Insurance Coverage At An Ideal Price

Whether your lender is requiring full coverage on your financed vehicle or you simply need the state minimum to register your new wheels, you want to be certain that your choice of auto insurance in Florida is the best value for your hard earned dollars. Many drivers pay top dollar for hefty premiums only to be disappointed or risk overspending on unnecessary coverage. With careful consideration, you can drive confidently […]

Attic Storage Can Cause Homeowner Grief, Hazards

Homeowners who don’t pay attention to what’s going on in their attics can face costly damage that can spread throughout their entire home, warns a new survey sponsored by the Chubb Group of Insurance Companies. According to the survey of 1,000 adults, a little more than half of homeowners—some 52 percent—have discovered critters such as mice, squirrels, bats and bees living in their attics; meanwhile, one in 10 homeowners have […]

Florida’s Top 10 Sinkhole-Prone Counties

Florida houses many attractive reasons to live in, but hurricanes and sinkholes are on the not so attractive list. Sinkhole losses have been on the rise the last few years in Florida. According to a report by the state, 211 property insurers responded that claims increased from 2,360 in 2006 to 6,694 in 2010, totaling 24,671 claims. The total dollar amount of those claims was approximately $1.4 billion. RiskMeter’s Top 10 […]

IJ: Weekly Reader Picks

Top 10 for the Past Week A Guide to Homeowners’ Liability for Injury to Trick or Treaters Oct 31, 2014 — Halloween pranks. Google this phrase and more than 5 million results link you to a myriad of ways to “mess with peoples’ minds” on Halloween. Some of the recommended pranks require a higher education to … The Hartford Offers Lump-Sum Pension Buyouts to 13,500 Former Workers Oct 28, 2014 […]

10 Common Insurance Myths

Insure.com said it recently surveyed 2,000 adults, half women and half men, from all regions of the country, asking them whether 10 insurance-related statements were true or false. All the statements were false, according to the online insurance provider. 10 Myths Below are 10 insurance myths, with the realities and comments provided by insure.com, and the gender breakdown of those who believe the myths are true. Myth 1: I should buy […]

Is Ebola Compensable Under Workers’ Compensation?

Along with all the concerns regarding the ongoing Ebola epidemic, here’s one many people probably haven’t considered: What about health care and life insurance costs if the disease were to become widespread in the U.S.? The effects on the Life and Health insurance industries will clearly depend on whether the infected people are insured. Some of those who have died up to now were children and almost certainly did not […]

Automobile Insurance Tips and Information

The Florida Bar provides an article that sums up important items to know about Auto Insurance in Florida. Automobile Insurance coverage must consist of at least $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability insurance. Though highly recommended, Bodily Injury Liability coverage (BIL) is generally not required in Florida. BIL pays for serious and permanent injury or death to others when your car […]