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New Car Seat Belt Requirement Age In Florida

Florida Car Seat Law Change | Insurance LandThe child car seat belt law has changed in Florida due to a new law passed by Florida Governor Scott. No more strapping your 5 year old children in with normal adult seat belts. CLICK HERE to read more.

Florida ‘Hurricane Tax’ Being Retired

Hurricane

The Florida Cabinet voted this week to end the assessment, a 1.3 percent surcharge on policyholders, that was initiated in 2008 and had been expected to continue until 2016. State law requires an assessment whenever the Florida Hurricane Catastrophe Fund (FHCF) does not have enough cash to pay insurers for the losses they incur. The surcharge, called the “hurricane tax” by some, is used to fund revenue bonds to pay the losses. READ MORE HERE

10 Ways to Protect Your Home Against Hurricane Damage

Hurricane season has begun, but you can still take steps to minimize the risk of damage to your home if a named storm swoops down on Central Florida this year.

Here are 10 ways you can beef up your home’s protection before a hurricane approaches – don’t wait until a storm is on its way!

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Save Money and Gas With Proper Vehicle Maintenance

As the price of gasoline continues to soar at the pumps many are looking for places to cut  expenses. One of the most common places consumers often choose to cut those expenses is by ignoring regular maintenance on their vehicles . While hoping for better economic days or windfalls to cover the gap between earnings and expenses is understandable it’s also a dangerous choice to make.
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Protect Yourself From Holes in Your Boat Insurance Coverage

boat insuranceWhat would a Florida summer be like without exploring the waterways, water skiing, fishing and other boating activities?

July marks the middle of the boating season. As a boat owner, you probably spend more time on the water during June, July and August than all the rest of the year combined, even in Florida.
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Can you Afford to Rebulid After a Hurricane?

Every year, hurricanes cause millions of dollars worth of damage to Florida homes and businesses. Hurricane insurance can be complicated, and laws about it have changed several times during the past few years.

The important question to ask yourself is, “if a hurricane wallops my area, can I afford to rebuild my home?”

For most of us, that answer is “no,” so we need to be sure our hurricane insurance policies cover us properly.
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What is Flood Insurance and Do I Need It?

Many Florida homeowners are confused about flood insurance, and for good reason.

In insurance terms, “A flood is an excess of water (or mud) on land that is normally dry” according to the National Association of Insurance Commissioners:

The NFIP (National Flood Insurance Program) is even more specific.

“A flood is a general and temporary condition of partial or complete inundation of two or more acres or normally dry land area, or of two or more properties.”
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What is Renters Insurance and Do I need it

Everyone knows that when you own a home, you need to insure it. But what if you’re renting? Unless you own a lot of expensive furniture and household items, there’s no point, right?

Wrong!
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Eight Questions to Ask Your Agent About Hurricane Insurance

Hurricane season in Florida began June 1. Are you ready?

No, I’m not asking about your hurricane kit or family evacuation plan, although you should have both in place.

I’m asking about your family’s biggest asset, your home. Are you covered for hurricane-related damage to your property? If a hurricane happens to you, will your existing insurance cover it?
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Ten Important Questions to Ask Your Florida Insurance Agent

At Insurance Land we create relationships with our clients. That’s one of many benefits to having a local insurance agent.  Not only do we sell Florida Home Owners insurance, car insurance, boat, business and health insurance, but we are also residents, home owners, and business owners in Central Florida. We understand the importance of being prepared for the unexpected. We understand how important it is to protect your family and your investments.
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