|Written by Insurance Land||Posted November 22, 2016 at 6:32 pm|
Common Causes of Holiday Accidents and How to Avoid Them
The upcoming holiday season is the busiest time of year for travelers, particularly drivers who will be flooding our roads and highways in record numbers this year. Unfortunately, heavy traffic flow and large numbers of families traveling vast distances also mean an increased risk of car accidents and mishaps across the country. Even a minor accident can seriously hinder your holiday plans, especially if your auto insurance for Florida is insufficient to get you comfortably home. Avoid these key features that contribute to holiday accidents and arrive safely at your destination.
Alcohol: The Deadliest Factor
The most common cause of fatal accidents on Thanksgiving, Christmas, and New Year’s is alcohol. Intoxicated drivers account for nearly a third of motor vehicle fatalities during this celebratory season. Car insurance in Orlando will usually still pay the liability limits of your coverage plan if you are involved in a DUI-related accident, but your rates will increase and no coverage will protect you from jail time if you incur criminal charges. Protect yourself with responsible practices if you plan to imbibe this season.
- Assign a Designated Driver
- Take Time to Sober Up With Food, Sleep, or a Shower Before Driving
- Have Plenty of Water Between Drinks
- If Necessary, Take a Taxi
Accidents are also common this year where intoxicated pedestrians are struck by motorists. In addition, to responsible drinking, also be cautious of others who may be less coherent and pose an equally serious threat.
Weather: The Dangers of Winter
Many families this year will be traveling an average round trip of over 500 miles. Along the way, especially for those leaving the comfort of the sunbelt, you may encounter frost, flurries, heavy snow, and long stretches of icy roads. Is your car fitted with the proper tires? Are you traveling through an area that regularly salts their highways? Many companies providing car insurance in Florida will provide a discount if you pass a driver safety course. Even if you are prepared for long travels through inclement weather, the risk still exists of other less experienced drivers losing control and hitting you. Stay alert and drive safely to protect your family and avoid rising rates to your auto insurance in Florida.
- Leave Plenty of Room for Careful, Correct Braking
- Refrain From Using Cruise Control
- Prepare Tires, Fluids, Headlight, Etc
- Check Weather Conditions Before Leaving
- Distractions: Juggling a Busy Carpool
While you drive, are you checking texts on your cell phone while entering information on navigating apps? Are fussing with your spouse over radio settings while your kids bicker in the back seat? Some studies have shown that driving distracted is every bit as detrimental as driving drunk, and the holidays, in particular, are full of constant distractions. Car insurance for Florida residents is drastically affected by your ability to stay focused and keep your eyes on the road. It only takes a few seconds to overlook an unexpected pedestrian, deer or a stopped car on the road.
- Plan Your Route Before Leaving and Assign a Navigator
- Pull Over to Make Adjustments
- Avoid Phone Calls
- Never Drive Angry, Tired, or Upset